Which credit card does not require SSN?
Chase Freedom Rise℠ *: Best credit card for no Social Security number. Capital One Quicksilver Secured Cash Rewards Credit Card *: Best for flat-rate cash back. Petal® 2 “Cash Back, No Fees” Visa® Credit Card *: Best for no deposit requirement. Discover it® Secured Credit Card: Best for refundable deposit.
No, unfortunately you can't get a Discover credit card without an SSN. Discover requires a Social Security number as part of the application process for all of its cards. So you're left with two options – either obtain a SSN or apply for a credit card that doesn't require it.
ITIN. An ITIN, or Individual Taxpayer Identification Number, is a tax processing number only available for certain nonresident and resident aliens, their spouses, and dependents who cannot get a Social Security Number (SSN). It is a 9-digit number, beginning with the number "9", formatted like an SSN (NNN-NN-NNNN).
Can I get a virtual card number without a SSN? Yes, you should be able to generate a virtual card number from your existing card account without the need to provide your Social Security number or other information. However, you'll most likely be required to provide your SSN when you initially apply for a credit card.
An individual taxpayer identification number (ITIN) may also be accepted. Capital One asks for your full name, date of birth, SSN, physical address and estimated gross annual income.
- Bank of America.
- Chase.
- Wells Fargo.
- Marcus by Goldman Sachs.
- Self-Help Federal Credit Union.
- Latino Credit Union.
To make the process easier, gather all the information you need before you get started. Credit card applications are open to U.S. residents — in other words, people with a mailing address in the U.S. who are over 18 and either have a Social Security Number (SSN) or Individual Tax Identification Number (ITIN).
Masked credit cards, also known as virtual credit cards, allow you to make purchases without ever disclosing your real credit card information. A payment service provider issues a virtual card complete with a unique card number and security code. The virtual card is untraceable to your original information.
To get a credit card without a Social Security number you'll need to verify your identity another way, which is typical with an Individual Taxpayer Identification Number (ITIN). A number of major credit card issuers allow you to apply for cards online using an ITIN as a replacement for an SSN.
- Apply for a secured card. A secured card can be a way to get access to credit even if you have limited income. ...
- Become an authorized user. Another option to access credit is to become an authorized user on a trusted friend's or family member's credit card account. ...
- Consider a co-signer.
Can I get Bank of America credit card without SSN?
Not every card issuer will accept an alternative form of identification, such as a passport or an ITIN, but several do. Among the major issuers that are more flexible in their requirements are: American Express (accepts SSN, ITIN, or passport) Bank of America (accepts SSN, ITIN, or passport)
Getting a credit card may be one of the items on the financial to-do list of an undocumented immigrant. Undocumented immigrants can apply for a credit card in the U.S., but they might need to jump over some hurdles to do so. These could include obtaining a federal tax ID number or qualifying for a secured credit card.
You could be approved for a credit card right away if you apply online. That's if your application satisfies the lender's credit policies. If the issuer needs more information to decide, it could take longer. You could also get approved or denied quickly if you apply over the phone or in person.
PayPal uses your SSN as part of their account verification process - to comply with local and global laws and keep customers and their money safe. If you don't have a valid SSN - or if you simply want an alternative to PayPal - other services, like Wise may be able to help.
Yes, you can get a Wells Fargo credit card without an SSN. You will need to provide an alternate source of identification to be eligible, and Wells Fargo will accept an ITIN in place of a Social Security number. You can apply without an SSN online, or in person at a branch.
To open a Chime checking account, you must provide your name, address, and Social Security number and set up a password.
American Express eligibility requirements:
Applicants must be at least 18 years old. A valid Social Security number...
The easiest Chase credit card to get is the Chase Freedom Rise℠, as applicants can get approved for this card with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom Rise℠ much easier to get than other Chase credit cards.
For the best chances of approval without an SSN, you'll want your business finances to be in excellent shape and very established. Another business credit card option that doesn't require an SSN is a corporate card. Corporate cards are business credit cards that are issued to a corporation as opposed to an individual.
- Best for groceries: Blue Cash Preferred® Card from American Express.
- Best for cash back: Citi Double Cash® Card.
- Best for dining: American Express® Gold Card.
- Best for travel: Capital One Venture X Rewards Credit Card (see rates and fees)
What is a masked credit card?
A masked card is a digital service you use in combination with your normal card. When you mask your card, you get a new unique card number, expiration date and security code that you can use to make purchases. Those details lead to a dummy account that will, in turn, charge your real credit card or bank account.
Account masking is a powerful feature that can help you independently track and report income, cost of sales, and expenses for multiple companies, departments, branches, or warehouses in various states, yet still produce company-wide Cost of Sales and financial statements.
Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®.
| Credit Card | Annual Fee |
|---|---|
| Kotak 811 #Dream Different Credit Card | Nil |
| SBI SimplySAVE Credit Card | Rs. 499 |
| Axis Bank Insta Easy Credit Card | Nil |
The best instant approval credit card with no credit check is the OpenSky® Secured Visa® Credit Card. Since it's a secured credit card, it requires a deposit of $150, at a minimum.
